Jerry and Nick are two best buddies whose love lives have hit rock bottom, Jerry’s especially, having just vomited all over his fiancé on a hot air balloon trip prior to proposing to her. To escape their troubles and find women, they book a trip on board a cruise-liner, unaware the travel agent has just played a horrid trick on them in retaliation for Nick offending his secret gay lover. And that’s the trick; it’s a gay cruise-liner for gay men to meet and mingle. Slowly but surely, the two main characters begin to realize this and in turn get into a lot of humorous predicaments.

The day before Globodyne’s stock tanks, a la Enron, and its pension fund evaporates, the corporation’s CEO and CFO set up middle manager Dick Harper to be the public face of the disaster. Jobless, and with no savings, pension, or home equity, Dick and his wife Jane sink slowly into poverty. He looks for work (as do all former Globodyne executives); he even tries day labor with the relatives of their Mexican nanny. A foreclosure notice sends Dick and Jane over the edge into a life of blue-collar crime. Then, as things finally look up, the report of an looming indictment pushes Dick and Jane toward a denouement with the real criminals, the white-collar guys.